body 
	 { 
     padding :0px;
	margin:0px;
     color: black;
      background-image:url(linen_blue1.jpg);
      background-color:#B0C4DE;
       text-align: center; margin: 0px }


  #header 
	{margin : 0px;
	top: 0%;
	background-image:url(clouds-blue.jpg);
    background-color: #DAA520;
    text-align: center;
    width: 100%;
    height: 80px;
    }


  #headerblock 
	{margin : 0px;
    top: 0%;
	text-align: center;
    margin-right: auto;
    margin-left: auto;
    width: 650px;
    }


  .spacer 
	{
	clear: left;
    width: 100%;
    height: 16px;
    }


  #content 
	 { font-size: 11px;
      line-height: 20px; font-family: Verdana, Geneva, Arial, sans-serif;
       background-image:url(linen_blue1.jpg);
       background-color: #B0C4DE; text-align: left; 
       margin-right: auto; margin-left: auto; width: 650px;
        height: auto }


  .col1 
	{
	font-weight: bold;
    line-height: 28px;
    text-align: right;
    float: left;
    width: 100px;
    height: auto;
    padding-right: 15px;
    }


  .col2 
	{
	border-left: 1px dotted red;
    padding: 1px 10px 3px 15px;
    float: left;
    height: auto;
    width: 350px;
    }


  .dotrules 
	{
	color: rgb(153, 153, 255);
   	}


  .col3 
	{
	    float: left;
    width: 120px;
    height: auto;
    margin-left: 15px;
    }


  #footer 
	{
	color: white;
       font-family: Verdana,Geneva,Arial,sans-serif;
    background-color:#B0C4DE;
    text-align: center;
    clear: left;
    margin-top: 10px;
    padding-top: 4px;
    padding-bottom: 4px;
    width: 100%;
    }


  #footertext 
	{
	text-align: left;
    margin-right: auto;
    margin-left: auto;
    width: 430px;
    }


  a:link 
	{font-weight: bold;
	color: navy;
    text-decoration: none;
    }


 a:visited 
	{
	color: purple;
    text-decoration: none;
    }


 a:hover 
	{
	color: red;
    text-decoration: underline;
    }

  .navyblue 
	{
	color: navy;
    }


  h3 
	{
	font-weight: bold;
    font-size: 17px;
    line-height: 17px;
    }